Using this website
By using the site you accept these terms.
These terms apply to this website and to the doorstep gold buying service offered by Instant Gold Value. If you do not agree, please do not use the website or book a visit.
Legal · written in plain language
Clear terms. No fine print.
How our home visit, testing, offer and payment work — the rules we follow and what we need from you to buy your gold lawfully.
The short version
Visit is freeNo fee, no obligation to sell.
Final price at your homeAfter testing & weighing in front of you.
Paid by bank transferTo an account in the seller's name.
Owner, 18+, valid KYCNeeded to sell gold legally.
Our service
We buy gold at your home.
We buy gold jewellery, coins, bars, broken gold and pledged gold from individuals through free, no-obligation home visits in Mumbai, Thane and Navi Mumbai. We do not sell gold or take deposits.
Who can sell
Adults who own the gold, with KYC.
- You must be 18 or older.
- You must be the lawful owner of the gold, or its legal heir with the right to sell it.
- Valid KYC is required: PAN is mandatory for sales of ₹2 lakh or more, plus one address proof.
Estimates & rates
Website figures are estimates.
Rates and calculator results on this website are indicative only. They are not an offer. The binding offer is made only at your visit, after purity testing and weighing, using the rate at that moment.
Offer = net gold weight × purity × live rate × payout %
The visit & testing
Everything happens in front of you.
- Our valuer shows company ID before starting.
- Stones, lac, wax and other non-gold parts are separated and not paid for.
- Purity testing and weighing happen in front of you; you see every reading.
- You are free to decline the offer — there is no charge either way.
Payment
Instant bank transfer, before we leave.
Once you accept the offer and sign the sale note, we pay by IMPS / NEFT / RTGS to a bank account in the seller's own name. Cash payments of ₹2 lakh or more are not permitted under Indian law. Ownership of the gold passes to us once payment is credited.
Pledged gold
We can clear your loan first.
For gold pledged with a bank or NBFC, we may pay the lender directly to release it, then pay you the balance after testing. Final amounts depend on the lender's closing statement and the tested value.
Our right to refuse
To keep every sale lawful.
We may decline or cancel a purchase if ownership, identity or the nature of the item cannot be verified, or if we suspect fraud or stolen property. We may report suspicious transactions to the authorities as required by law.
Content & liability
Guides are general information.
Articles and guides on this website are for general information and are not legal, tax or financial advice. We try to keep everything accurate but are not liable for decisions made only on website content. Our total liability for any purchase is limited to the amount paid for that purchase.
Governing law
Indian law; courts in Mumbai.
These terms are governed by the laws of India. Any dispute is subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra. We may update these terms; the "last updated" date above shows the latest version.
Questions or requests?
We are happy to explain anything
Call or WhatsApp us before your visit — we will walk you through the process and the documents you need.